Balanced
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Balanced Listed Security SMA
This portfolio has a higher level of investment in growth assets which are subject to volatile markets. It is expected to have lower short-term fluctuations in value than the other more growth-based investment portfolios. The aim is to produce moderate capital growth in a medium- to long-term time frame. It has a relatively balanced exposure to growth and defensive assets.
| Asset Class | Asset Allocation | ||
| Expected long-term average | Min | Max | |
| Cash & Fixed interest | 35% | 20% | 100% |
| Property | 10% | 0% | 25% |
| Australian equities | 35% | 0% | 25% |
| International equities | 20% | 0% | 40% |
| TOTAL | 100% | ||
| % in Growth Assets | 65% | ||
Investment Objective
To produce a Return (before tax and after investment fees) that equals inflation plus 2.5% p.a.over rolling 8-year periods.
Who is this for?
This portfolio is suited to investors who can accept more risk of a negative return in any one year in exchange for higher returns over the longer term.
Expected returns over 10 year period
| Income per annum | 3.39% |
| Capital Growth per annum | 2.83% |
| TOTAL per annum | 6.22% |
| Franking Credits included in income | 0.55% |
Expected risks of return shortfalls
| Chance of return falling short of investment objective over a 10-year period | 20% |
| Chance of a negative return in any one year | 15% |